Welcome to Ace Furniture & Home Decor!
Comfortable living room financed at Ace Furniture

Flexible Financing

Take it home today. Pay over time.

Real plans, real approvals, real families. We make it simple to furnish your home without putting your budget out of place.

Plans that fit

Weekly, bi-weekly, or monthly — your call.

No hidden fees

Clear terms in plain language. No tricks.

Same-day approval

Most decisions in minutes, not days.

Friendly approval

We work with families across all credit profiles.

How It Works

Three friendly steps — that's it.

01

Apply in minutes

Apply online or over the phone. A quick soft check — no surprises on your credit.

02

Pick your plan

Choose a comfortable monthly payment. Multiple lenders mean more families get approved.

03

Take it home

We schedule free local delivery and white-glove setup. You start enjoying it the same week.

Who Qualifies

Simple requirements. Honest answers.

Most working families qualify. Bring a few basics and we'll walk through your options together — no pressure, no jargon, no surprise fees buried in the paperwork.

  • Valid government-issued ID
  • Steady source of income
  • Active checking account
  • 18 years or older

Ready when you are

Let's get you approved.

Call us during support hours and we'll get the application started over the phone — or apply online and we'll handle the rest. Either way, it only takes a few minutes.

Call (951) 907-1413

Mon–Fri 9am–5pm PT · Customer Support